My Story: The Life of the Baller on a Budget
I was born in New York as the youngest of 4 daughters, but the rest of my family immigrated from the Phillippines to escape poverty. My parent’s lives were controlled by drugs, whether it was family drug abuse, or having to sell drugs growing up. It was a blessing for me to have been raised in America.
Unfortunately, when my family moved to the United States, their problems with money were never solved. I grew up with a roof over my head and food on my plate every night, but my family and I never knew the feeling of what it was like to call something our own. We never truly owned a home, much less be proud of the one we were in. We always budgeted, and only had what got us through life. I was always jealous of the things my friends had growing up, and felt ostracized for not “keeping up with the Joneses.”
At age 12, I developed a severe eating disorder that lasted for over 10 years, and still suffer from relapses and chronic depression to this day. Deep down I believe that it all stemmed from financial insecurity.
At 19, I had to drop out of college because my parents could barely afford their mortgage, much less my classes. So I spent a lot of time job-hopping just to be one less financial burden to them.
My family eventually lost our home, and we were forced to relocate.
As I grew older, my parent’s finances grew even tighter. Although my father worked both overtime and graveyard shifts, his workplace faced budget cuts and lay-offs, so he lived in fear of losing his job. He did his best to take care of us, but he always forgot to take care of himself as well.
In December of 2012, my father had a heart attack that rattled my family. In September of 2017, he had another heart attack that was much more severe, and I almost lost him.
My father retired early, but even now, money is still a daily concern for my parents. To prepare for their future, I began a career in real estate to help them create residual income through investments.
Even though my income doesn’t allow me to spend $1,000 on some Jimmy Choos, I still deserve something nice, because I know I work hard. But since I have a limited amount of money, I spend it wisely and make sure that every cent to my name meets its maximum mileage.
This is why I created THE BALLER ON A BUDGET.
I’m sure there are people out there like me. There are college students out there who live on loans and can’t afford the latest iPhone. There’s a man somewhere making $12 an hour but wants to fulfill his fiancee’s dream wedding. That’s why I’m here. I want to put dollars back in your pocket while putting new shoes on your tired feet.
I believe that financial freedom is being able to live comfortably, indulge, and enjoy. I believe it is the ability to accumulate wealth and have no fear of spending it.
So I created this blog to document my journey to financial freedom.
I created this blog to help my parents overcome their life-long financial struggle.
I created this blog to help people just like me.
And if you’re reading this, I created this blog to help you.