I’m Aileen, and I created The Baller on a Budget in 2016 to help modern-day women become more money savvy without depriving themselves of the many luxuries they desire. After experiencing the financial hardships of job insecurity through a series of mass layoffs, it was a clear sign for me to leave the corporate workforce to teach others how to manifest their dream life using the resources they have.
I don’t know what led you to my website, but perhaps you were looking for advice, whether it’s how to save money on clothes, travel, or maybe finding a cheap recipe or two. Whatever the case, I applaud you for making the conscious choice to live more frugally. I totally relate to you – probably more than you think.
I was born in New York as the youngest of 4 daughters, but the rest of my family immigrated from the Phillippines to America to escape poverty. My parents had a rough time growing up: my mother told me stories of having to peddle cigarettes and knick-knacks on the street as a child, while my father dealt with an abusive drug addict in his family.
It was a blessing for me to have been raised in America; however, it wasn’t what my parents imagined it would be. I grew up with a roof over my head and food on my plate every night, but my parents constantly fought about money because it always seemed that we never had enough. I was always jealous of the things my friends had and felt ostracized for being unable to “keep up with the Joneses.”
As a result of financial insecurity, I developed severe depression and an eating disorder at the young age of 12, which I battled for 10 years. At 19, I dropped out of college and picked up 3 jobs to help provide for my family, but despite my efforts, my parents lost their home.
My mother then lost her job, and my father worked overtime to make ends meet. In December 2012, he had a stress-induced heart attack followed by another one 5 years later, where we almost lost him.
Hardship after hardship, I had to stop and think: was I the only one whose life was limited by my financial situation? Fed up and hungry for answers, I began my journey of healing my relationship with money and creating a financially secure future.
With my newfound courage to take life by the reigns, I accomplished feats I never thought possible: at 23, I paid off over $10,000 worth of credit card debt, bought a BMW in cash, made almost $40,000 during my 2nd year of blogging, and purchased a home at the age of 26 with my boyfriend.
Both my good and bad stories are why I created The Baller on a Budget.
There are people out there with stories just like mine. There are college students out there who live on loans and can’t afford the latest iPhone. There’s a man somewhere making $12 an hour but wants to fulfill his fiancee’s dream wedding. There’s a single mother trying to raise 3 kids alone while dreaming of owning a designer handbag. That’s why I’m here. I want to put dollars back in your pocket while putting new shoes on your tired feet.
I believe that financial freedom is being able to live comfortably, indulge, and enjoy. I believe it is the ability to accumulate wealth and have no fear of spending it.
So I created this blog to document my journey to financial freedom.
I created this blog to help my family build the wealth they’d always dreamed of.
I created this blog to help people just like me.
And if you’re reading this, I created this blog for you.