10 Books to Acquire Wealth, Get Out of Debt, and Get Rich

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Saying that I love to read is an understatement: even with my busy schedule, I read 11 books in 2019! And while I love a good historical fiction, most of the books I’ve read this past year were all about making more money and entrepreneurship.

Paying off debt or earning more money are two of the most common New Year’s resolutions, so to kick off the new year I’m sharing my top 10 best books on money mindset, motivation and management. From a technical personal finance approach to abstract manifestation principles, I guarantee you’ll find a book on this list that will equip you with the resources to crush your financial goals.

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The Best Quick Read

It Works: The Famous Little Red Book that Makes Your Dreams Come True ($4 on Amazon)

Do you have 10 minutes to spare? That how long “It Works: The Famous Little Red Book That Makes Your Dreams Come True” takes to read from cover to cover. This 28-page book is packed with truthful tidbits about the mindset of abundance and feeling wealthy. It’s a great place for people just starting out on their financial journey who might need a huge dose of motivation.

This is more of a small pamphlet than an actual bound book, hence the $4 price, but it makes for great stocking stuffers and mini gifts too. I highly recommend it for people who need a quick pick-me-up or are the type to leave a copy in their car or in their purse. 


To Understand the Psychology of Spending Behavior

Spent by Sara Palalain ($12.18 on Amazon)

Spent” changed my life. In my late teens/early 20’s I suffered from major depression and used shopping as a means to self-soothe, and this book rescued my finances. “Spent” dives into the psychological explanation of why we shop and where these impulses come from, making it a great book for the shopaholic. 

Even outside of being a shopaholic, this book also explores the variety of unhealthy relationships with money, whether it’s being an overspender or an obsessive penny-pincher. I highly recommend this one if you feel like money is the main source of your worries and controls your life.


If You Need You Need to Change Your Mindset

21 Habits of Highly Broke People by Dipo Adesina ($14.97)

I read this book through my Kindle Unlimited subscription, and I wasn’t expecting such a good read. “21 Habits of Highly Broke People” is an easy-to-read book that outlines 21 toxic behaviors that keep you feeling poor. Dipo Adesina does a great job of holding you accountable for your thoughts toward wealth and reveals how to replace them with more positive ones. 

Secrets of the Millionaire Mind by T. Harv Eker ($10.52 on Amazon)

In “Secrets of the Millionaire Mind,” Eker has nailed down a formula to discover your “money and success blueprint,” which is what determines your financial life. Shaped by your childhood and external influences, you will identify the root of your financial issues and how how to fix them. I really love how unique his approach is because he’s created a systematic approach that personifies success. It’s relatable and inspires you to shift your mindset.

Think and Grow Rich by Napoleon Hill ($4.99 on Amazon)

If you’re looking for a classic, Napoleon Hill’s “Think and Grow Rich” will never let you down – it’s sold over 15 million copies and is an all-time best-seller. Inspired by Andrew Carnegie, this book explains the concept of what it means to have a wealth mindset, and how this exact mindset helped Carnegie acquire his fortune. The power of visualization is a key concept explained in this book, and while it is an amazing tool for financial goals, this concept can also be applied to all areas of life!


If You Want a Hands-On Challenge

The Total Money Makeover by Dave Ramsey ($11.89 on Amazon)

Dave Ramsey, financial guru and trusted voice on all things, money, challenges you in “The Total Money Makeover.” With this book, you will learn 7 steps to crush your financial goals, starting with saving up $1,000 and then growing to several months worth of saving. Dave Ramsey shows you tips and tricks to prepare you for your long-term financial goals, from retirement to paying off debt. This book is a great long-term roadmap that starts you off with small baby steps that lead you to the bigger financial picture.

31 Days of Living Well & Spending Zero by Ruth Soukup ($11.99 on Amazon)

Ruth Soukup’s take to minimal living is refreshing and modern in “31 Days of Living Well & Spending Zero.” It’s an easy-to-read book that gives you daily challenges filled with innovative and resourceful budget-friendly lifestyle tips. If you’re overwhelmed with your tight budget and don’t know where to start, start with this book to learn where you can make changes in your life and save money as a result.


For A Spiritual Approach

Unleash Your Inner Money Babe by Kathrin Zenkina ($20 on Amazon)

Unleash Your Inner Money Babe” is one of my personal favorites: this 21-day workbook is designed to show you how to “attract” more money using the power of manifestation. I personally used this book to manifest over $1,000 in less than 21 days, which is what the Kathrin says will happen if you follow the daily prompts. The exercises are very insightful, and when done right, can produce some emotional revelations about why you feel the way you do about money.

The Secret by Rhonda Byrne ($11.89 on Amazon)

The Secret” is the original manifestation classic that swept the world in 2006. Written shortly after Rhonda Byrne’s documentary was released, the book was published to share these manifestation principles in writing. Where “Unleash Your Inner Money Babe” is female-driven and money-focused, “The Secret” zeroes in on the concept of manifestation in application to various topics – not just money. If you are new to manifestation, this book will change how you view the world.


If You Need an Inspirational Success Story

#Girlboss by Sophia Amoruso ($11.63 on Amazon)

Another personal favorite of mine, “#Girlboss” is a wonderful memoir of the founder of the popular women’s clothing brand, Nasty Gal. Sophia Amoruso tells her personal story of being a former grungy thrift store shopper who used her thrifting skills to buy clothes and resell them – first on eBay, then Myspace, and then through her own website. It’s a must-read book for modern-day entrepreneurs – especially women – to get inspired to start their own lucrative business.

Secrets of Six-Figure Women by Barbara Stanny ($13.49 on Amazon)

Secrets of Six-Figure Women” is an inspirational book featuring over 100 women’s stories on acquiring wealth.  It’s not just a book about money: it’s an empowering book that discussses the things that hold women back from pursuing their dream life: fear, self-doubt, and failure. The stories feature women across all walks of life: young women, older women, women who got rich overnight, and women who acquired their wealth later in life. It’s very reaffirming for women who doubt their ability to build their wealth due to lifestyle or age limitations.


Which books did you add to your reading list? Let me know what your recommended best books for money mindset shifting are in the comments. Don’t forget to follow me on Instagram and subscribe to my newsletter below for more budget-friendly lifestyle tips!

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1 Comment

  1. January 19, 2020 / 1:15 pm

    Great list! I’ve read some of these but need to add the rest to my reading list.

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