10 Modern-Day Personal Finance Books to Acquire Wealth, Get Out of Debt, and Get Rich

This page may contain affiliate links. If you make a purchase through any of these links, I may make a small commission. Click here for my full disclosure statement.

woman posed on chair holding personal finance book open showing she is reading it

Saving more money, paying off debt, and spending less are 3 common financial New Year’s resolutions, but it’s safe to admit that most of us fall off of our New Year’s resolutions after January. August 9, 2023 was National Book Lovers Day, so I’m sharing my top favorite personal finance books on the psychology of money, budgeting, investing, and more. There are many classics out there from “Secrets of the Millionaire Mind” to “Think and Grow Rich,” but I find that older books are a bit of a dry and boring read – even if you’re listening to the audiobook version! Many of these books were recently published and are relevant today, so I’m confident you’ll find a book on this list that will equip you with the resources to crush your financial goals.

More Posts About Money:

If You Want To Understand the Psychology of Money

Spent by Sara Palalain ($12.18 on Amazon)

Spent” changed my life. In my late teens/early 20’s I suffered from major depression and used shopping as a means to self-soothe, and this book rescued my finances. “Spent” dives into the psychological explanation of why we shop and where these impulses come from, making it a great book for the shopaholic.

Even outside of being a shopaholic, this book also explores the variety of unhealthy relationships with money, whether it’s being an overspender or an obsessive penny-pincher. I highly recommend this one if you feel like money is the main source of your worries and controls your life.

The Psychology of Money: $15.83

“The Psychology of Money” was one of the most anticipated finance book releases of 2020, and it didn’t underdeliver. Whether you’re in your 20s or in your 50s, this book is for anyone who has a bleak outlook on their financial future. It delivers that needed dose of inspiration in an easy-to-digest format.

If You Need a Good Laugh to Break the Ice

Money Out Loud: $14.39 on Amazon

Berna Anat’s Instagram content is top-tier: she’s hilarious, painfully relatable, and educates about money in a way that doesn’t feel guilt-inducing. Money can be a difficult topic to discuss without shame, but Berna’s book “Money Out Loud” does a great job of deciphering all the personal finance stuff in a very approachable way.

If You Need You Need to Change Your Mindset

21 Habits of Highly Broke People by Dipo Adesina ($14.97)

I read this book through my Kindle Unlimited subscription, and I wasn’t expecting such a good read. “21 Habits of Highly Broke People” is an easy-to-read book that outlines 21 toxic behaviors that keep you feeling poor. Dipo Adesina does a great job of holding you accountable for your thoughts toward wealth and reveals how to replace them with more positive ones.

If You Want Actionable Steps

Get Good With Money: Ten Simple Steps to Becoming Financially Whole: $14.71 on Amazon

One of my favorite personal finance bloggers Tiffany Aliche, also known as the Budgetnista, published “Get Good With Money: Ten Simple Steps to Becoming Financially Whole” as a blueprint for people who need a step-by-step guide on mastering their finances. Tiffany does a great job at breaking down the process in an easy-to-understand way.

If You Need a Funny and Entertaining Read

Stacked: $23.99 on Amazon

It’s not often that you find a book that combines both personal finance and humor, but “Stacked” dishes out all the personal finance information you need in a comedic way. It’s great for people who find reading as unbearable as pulling teeth, and a bonus: it was just published in December 2021, so you can rest easy knowing that the information is relevant to today.

If You’re A Visual Learner

The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know: $12.99

Personal finance can be an incredibly dry topic to read about, so if you’re already the type that hardly ever reads books, “The Infographic Guide to Personal Finance” is a great way for you to get all the information in a visual reference guide.

If You Want to Get Into Investing

Clever Girl Finance: Grow Your Money: $14.36 on Amazon

Another favorite personal finance influencer of mine Bola Sokunbi of Clever Girl Finance published this great book “Clever Girl Finance: Grow Your Money” for people who want to learn about investing without all of the overwhelming jargon. It’s a great introduction to modern-day investing.

The Everything Guide to Investing in Your 20s and 30s: $15.39 on Amazon

If you’re in your 20’s or 30’s and are already familiar with making a budget, paying off debt and saving money, the next step to building wealth is to invest. Investing can be intimidating, especially if you’ve never done it before. “The Everything Guide to Investing in Your 20s and 30s” is a read tailored to young adults looking to prepare for their future ahead of time.

If You Want to Learn About Crypto

Crypto Investing Guide: How to Invest in Bitcoin, DeFi, NFTs, and More: $28.75 on Amazon

If you want to get into investing for your future but gravitate towards decentralized finance (aka, freedom away from government-backed currency due to rising inflation), “Crypto Investing Guide” may be the read for you. This book breaks down Bitcoin, DeFi, NFTs, and more, which gives you an expansive overview of everything cryptocurrency.

If You Prefer A Spiritual Approach

Unleash Your Inner Money Babe by Kathrin Zenkina ($20 on Amazon)

Unleash Your Inner Money Babe” is one of my personal favorites: this 21-day workbook is designed to show you how to “attract” more money using the power of manifestation. I personally used this book to manifest over $1,000 in less than 21 days, which is what the Kathrin says will happen if you follow the daily prompts. The exercises are very insightful, and when done right, can produce some emotional revelations about why you feel the way you do about money.

Which books did you add to your reading list? Let me know what your recommended best books for money mindset shifting are in the comments. Don’t forget to follow me on Instagram and subscribe to my newsletter below for more budget-friendly lifestyle tips!

More Posts About Money:



1 Comment

  1. Great list! I’ve read some of these but need to add the rest to my reading list.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Featured on: